The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every “consumer reporting agency” (CRA). Most CRAs are credit bureaus that gather and sell information about you ...
Here is a sample letter you can use to dispute information on your credit report.
Here is an exercise that will help you determine how much credit you can afford in your budget.
Many people ask how they can establish or re-establish their credit history. This is an important question because credit records are essential to obtain credit. The information in your credit report is used by potential creditors to determine if you are a good risk.
If it's been more than two years, then it's probably time to take another look. It's important that you understand the information in your credit report, regardless of your financial situation.
A credit report is a record of data or information regarding the credit history of an individual. Credit reporting agencies keep and organize this information as a service to their clients.
We've all heard so much in recent years about “credit scores.” But, what are they and how are they used?
Do you know your credit rights?
Financial counselors are available six days a week.
Accel is a HUD-approved housing counseling agency and counselors can conduct pre-purchase, delinquency, and reverse mortgage counseling.