Debt Management Plan

Accel sets itself apart by offering a "full-service" Debt Management Plan (DMP) that can include both secured and unsecured debt. The DMP provides a safety net that allows members to repay their debts.

Members on a DMP depend on Accel counselors for diverse services including:

• Working with their creditors to negotiate concessions and/or loan payment plans 
• Establishing a disbursement plan to secure lower interest rates, eliminate fees and cease collection activity 
• Working directly with their mortgage, utility and collection companies to negotiate payment arrangements 

Further, Accel’s program serves as a preventative measure to bankruptcy.